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                  農行江門分行成功發放首筆“抵押e貸”

                  來源:江門日報  發表時間:2020-01-03 07:01   

                      近日,農行江門分行成功發放該行轄內首筆“抵押e貸”,爲緩解小微企業“融資難、融資慢、融資貴”問題再添一項拳頭産品。

                      據了解,“抵押e貸”業務是指以農行認可的優質房産抵押作爲主要擔保方式,對符合條件的小微企業辦理的在線抵押貸款業務。該産品以互聯網技術爲依托,實現小微信貸業務在線營銷、批量獲客、智能審批,客戶可通過企業網銀、企業掌銀、個人掌銀等電子渠道實現貸款自助申請、自助循環用款、還款。

                      農行江門分行在得知某小微企業生産經營情況較好,資金需求“短、小、頻、急”的特征後,迅速爲其制定融資方案並推薦“抵押e貸”業務産品,有效解決了客戶的生産經營融資需求。據悉,農行江門分行下階段將以小微企業信貸産品爲抓手,進一步“做真、做實、做細、做優、做強”小微企業金融服務,切實爲小微企業發展增添金融動力。(萬娉慈)

                  (責任編輯:蔡少穎 )
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